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AN INTRODUCTION TO INSTITUTIONS, MANAGEMENT & INVESTMENTS, 10E, International Edition by Herbert B. Mayo discusses the three primary aspects of finance-financial institutions, management, and investments and examines how they are interrelated using a modular format. Each chapter offers a concise, self-contained treatment of one or two finance concepts or institutions easily covered in a single class period. AN INTRODUCTION TO INSTITUTIONS, MANAGEMENT & INVESTMENTS, 10E, International Edition provides a strong finance foundation that students can build on using Internet resources and sample number problems, cases, and calculator solutions that use a Microsoft(R) Excel(R) appendix. The text introduces the time value of money using three approaches to reinforce the concept--interest tables, financial calculator keystrokes, and investment analysis calculator software created specifically for the Mayo books.