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Financial institutions need to increase revenues, decrease cost and be compliant in these difficult times. To meet all these challenges they need to consider disruptive innovations. Cloud computing is one of them. It helps in introducing innovative services, re-engineer processes, improve agility and optimize value. This book analyses in depth the cloud computing model and its current and potential use in financial services. Cloud Computing can change the paradigm of the financial institutions. The word 'Bank' comes from the Italian word 'Banco', as in the 1300s banking was in the form of a desk in the streets. The new 'banco', the new 'desk', will be cloud. Financial institutions must use the model of Cloud Computing for their transformation to a new paradigm. This book is a blend of academic research, consultancy practice and case studies. It helps in considering opportunities and risks, optimize vendor relationships and organize for the best.