Tom and Anna Reed want a family. But years of unsuccessful infertility treatments have left them in debt and bereft. Then one night everything changes. The tenant in the flat below them has passed away, leaving $400,000 in cash. All they have to do is take the money and all of their problems will be solved. But their decision puts them in the path of some ruthless men. Men who have been double-crossed and want revenge. Good people are about to meet bad...