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The much anticipated Personal Insolvency Act introduces wide-ranging measures to seek to deal with the issue of personal debt affecting many people in Ireland. Personal Insolvency Act 2012: Annotations and Commentary is a practical and useful guide for solicitors, in-house counsel and tax practitioners. The headline changes will mean the reduction of the period a person is bankrupt from 12 to 3 years and the introduction of three new debt resolution processes which, while being under the jurisdiction of the Courts are predominantly non-judicial based processes involving the newly-established Insolvency Service. The Act changes the Bankruptcy Act 1988. The book is fully annotated and full guidance is given on how to follow the rules on becoming insolvent. The debt resolution process is also detailed and analysed.